Payments Data

Overview

The Payments Data API provides detailed information about vehicle financing options based on a given Vehicle Identification Number (VIN). It helps users calculate monthly payment estimates, taxes, fees, and other financial details related to vehicle purchases.

Capabilities	Description
Retrieve Loan Details	Get loan amount, monthly payments, and interest rates.
Calculate Taxes and Fees	Provides detailed breakdown of applicable taxes and fees based on the purchase location and vehicle price.
Adjustable Loan Parameters	Allows users to specify loan term, down payment, trade-in value, and interest rates to customize the financial outcomes.
Geographical Specifics	Adjust results based on zip code for local tax and fee accuracy.

{
  "vehicle": {
    "vin": "1C4RJFAG0FC625797",
    "year": "2015",
    "make": "Jeep",
    "model": "Grand Cherokee"
  },
  "criteria": {
    "price": "25000",
    "zip": "55414",
    "docFee": 200,
    "tradeIn": "0"
  },
  "paymentsData": {
    "loanAmount": 21952.49,
    "loanMonthlyPayment": 363.83,
    "loanMonthlyPaymentWithTaxes": 399.35,
    "totalTaxesAndFees": 1952.49,
    "taxes": {
      "combinedSalesTax": 1625,
      "stateSalesTax": 1625,
      "gasGuzzlerTax": 0
    },
    "fees": {
      "titleFee": 8.25,
      "registrationFee": 70.99,
      "dmvFee": 48.25,
      "combinedFees": 327.49,
      "docFee": 200,
      "dmvFees": {
        "Filing Fee": 7,
        "License Plate Fee": 15.5,
        "Public Safety Vehicle Fee": 3.5,
        "Technology Fee": 2.25,
        "Wheelage Tax": 20
      }
    },
    "calculationCriteria": {
      "numberOfMonths": 60,
      "financeRate": 3.5,
      "downPayment": 5000,
      "tradeIn": 0,
      "tradeInOwedAmount": 0,
      "salesPrice": 25000,
      "conditionalIncentiveAmount": 0,
      "primaryIncentiveAmount": 0,
      "docFee": 200,
      "zipCode": "55414",
      "styleId": 200701040,
      "marketValue": 25000,
      "withConcreteTaxesAndFees": true,
      "applyLimits": true,
      "msrp": 25000,
      "lowerLimit": false
    },
    "limitCriteria": {
      "limitPercentage": 70,
      "limitPrice": 25000,
      "limits": []
    }
  },
  "apr": {
    "36": 9.25,
    "48": 9.25,
    "60": 9.25,
    "72": 9.25,
    "84": 9.25
  },
  "totalTaxesAndFees": 1952.49,
  "taxes": {
    "combinedSalesTax": 1625,
    "stateSalesTax": 1625,
    "gasGuzzlerTax": 0
  },
  "fees": {
    "titleFee": 8.25,
    "registrationFee": 70.99,
    "dmvFee": 48.25,
    "combinedFees": 327.49,
    "docFee": 200,
    "dmvFees": {
      "Filing Fee": 7,
      "License Plate Fee": 15.5,
      "Public Safety Vehicle Fee": 3.5,
      "Technology Fee": 2.25,
      "Wheelage Tax": 20
    }
  }
}

While the Payments API offers precise data, users should verify the information before making any decisions that can impact sales, taxes, or other financial decisions.

Data

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Reference – Payments

​Overview

​Next Steps

Reference – Payments

Overview

Next Steps