​
Overview

Provides loan payoff data for customers. The data includes information about the customer’s loan payoff amount, lenders that provide payoff quotes, and other related information. The APIs are designed to be easy to use and integrate with other systems.
CapabilitiesDescription
Payoff LendersGet a list of lenders that provide payoff quotes
Loan PayoffGet information about a customer’s loan payoff amount

​
Find Payoff Lenders

There are approximately 195 lenders available to get payoff quotes from. Here is an example of the first 5 lenders:

Available Lenders

​
Request Loan Payoff

To get the payoff amount for a customer’s loan, you need to provide vin, source, and ssn (when required by the lender). Here is an example of the post request body: 
{
  "vin": "1FTEW1C59KKC39619",
  "source": "Chase", // fsName
  "ssn": "123-45-6789" // required by some lenders
}
The response will include the nextPaymentAmount, nextPaymentDate, quote, and productType. Here is an example of the response: 
{
  "id": "1FTEW1C59KKC39619",
  "nextPaymentAmount": 500,
  "nextPaymentDate": "2022-01-01",
  "allowance": 0,
  "quote": {
    "grossPayOffAmount": 10000,
    "netPayOffAmount": 9500,
    "goodThrough": "2022-01-31",
    "perDiem": 10
  },
  "comments": null,
  "productType": 1
}