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Overview

The Current Interest Rates Data API provides tailored auto loan APR (Annual Percentage Rate) information based on vehicle specifics, geographic location, and borrower creditworthiness. This API is essential for financial institutions and auto dealerships to offer precise and personalized financing options.

CapabilitiesDescription
Dynamic APR AdjustmentsRetrieves real-time interest rates that vary by credit score, vehicle mileage, and ZIP code.
Customizable QueriesAllows users to modify APR data based on vehicle details, borrower’s location, and credit score.
Comprehensive Loan TermsSupports multiple loan durations to accommodate diverse financing needs.

{
  "vehicle": {
    "vin": "1C4HJXEN5MW592818",
    "year": "2021",
    "make": "Jeep",
    "model": "Wrangler"
  },
  "zip": "37129",
  "creditScore": "720",
  "vehicleAge": 3,
  "vehicleMileage": "36000",
  "apr": {
    "36": 7.644,
    "48": 7.644,
    "60": 7.524,
    "72": 7.663,
    "84": 8.263
  }
}

The APR values are subject to change based on the provided parameters. Ensure you have the most recent data before making financial decisions.

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Next Steps

Review the API reference for the Current Interest Rates API

Reference – Current Interest Rates

Explore the Current Interest Rates API endpoint and parameters.