> ## Documentation Index > Fetch the complete documentation index at: https://docs.driv.ly/llms.txt > Use this file to discover all available pages before exploring further. # Create a new Credit Report ## OpenAPI ````yaml Commerce post /creditreports openapi: 3.1.0 info: title: Commerce version: '3.0' contact: email: samuel@driv.ly name: Samuel Lippert url: https://driv.ly/ description: Drivly Commerce API servers: - url: https://commerce.driv.ly/api security: [] paths: /creditreports: parameters: - schema: type: integer name: depth in: query required: false description: The number of levels of related objects to include in the response post: summary: Create a new Credit Report operationId: post-creditreport requestBody: content: application/json: schema: $ref: '#/components/schemas/NewCreditReport' responses: '200': description: Credit Report Created content: application/json: schema: type: object properties: data: $ref: '#/components/schemas/CreditReport' success: type: boolean '400': description: Missing Required Information content: application/json: schema: $ref: '#/components/schemas/ErrorModel' examples: - error: code: 400 message: Missing Required Information success: false '401': description: Unauthorized content: application/json: schema: $ref: '#/components/schemas/ErrorModel' examples: - error: code: 401 message: Unauthorized success: false '429': description: Too Many Requests content: application/json: schema: $ref: '#/components/schemas/ErrorModel' examples: - error: code: 429 message: Too Many Requests success: false components: schemas: NewCreditReport: $id: NewCreditReport examples: - id: crp_5dk3j9dk2l3k time: '2023-04-12T15:30:00Z' hasNS: false creditBand: id: crb_39fjkd93nmd0 name: Excellent minimumCreditScore: 700 maximumCreditScore: 800 creditScore: 720 preApproval: id: pre_59dk394fjdl3 consumer: Consumer ID creditBand: crb_39fjkd93nmd0 validUntilTime: '2024-04-12T00:00:00Z' hasUnknownScore: false required: - time - creditBand - preApproval title: Credit Report type: object properties: id: type: string description: Credit Report is uniquely identified by id creditScore: type: number description: Credit Report has Credit Score time: type: string format: date-time description: Credit Report was pulled at Time creditBand: oneOf: - type: string - $ref: '#/components/schemas/CreditBand' description: Credit Report falls in Credit Band preApproval: oneOf: - type: string - $ref: '#/components/schemas/PreApproval' description: Pre-Approval has Credit Report hasUnknownScore: type: boolean description: Credit Report has unknown score hasNS: type: boolean description: Credit Report has NS CreditReport: $id: CreditReport examples: - id: crp_5dk3j9dk2l3k time: '2023-04-12T15:30:00Z' hasNS: false creditBand: id: crb_39fjkd93nmd0 name: Excellent minimumCreditScore: 700 maximumCreditScore: 800 creditScore: 720 preApproval: id: pre_59dk394fjdl3 consumer: Consumer ID creditBand: crb_39fjkd93nmd0 validUntilTime: '2024-04-12T00:00:00Z' hasUnknownScore: false required: - id - time - creditBand - preApproval title: Credit Report type: object properties: id: type: string description: Credit Report is uniquely identified by id creditScore: type: number description: Credit Report has Credit Score time: type: string format: date-time description: Credit Report was pulled at Time creditBand: oneOf: - type: string - $ref: '#/components/schemas/CreditBand' description: Credit Report falls in Credit Band preApproval: oneOf: - type: string - $ref: '#/components/schemas/PreApproval' description: Pre-Approval has Credit Report hasUnknownScore: type: boolean description: Credit Report has unknown score hasNS: type: boolean description: Credit Report has NS ErrorModel: type: object properties: error: type: object properties: code: type: number message: type: string success: type: boolean CreditBand: $id: CreditBand title: Credit Band examples: - id: crb_39fjkd93nmd0 name: Good isNS: false isPrime: true isUnknown: false minimumCreditScore: 600 maximumCreditScore: 700 properties: id: type: string description: Credit Band is uniquely identified by id minimumCreditScore: type: number description: Credit Band has Minimum Credit Score maximumCreditScore: type: number description: Credit Band has Maximum Credit Score name: type: string description: Credit Band has Name isUnknown: type: boolean description: Credit Band is unknown isNS: type: boolean description: Credit Band is NS isPrime: type: boolean description: Credit Band is prime type: object required: - id - name PreApproval: $id: PreApproval examples: - id: pre_59dk394fjdl3 consumer: Consumer ID creditBand: crb_39fjkd93nmd0 validUntilTime: '2024-04-12T00:00:00Z' required: - id - validUntilTime - creditBand title: Pre-Approval type: object properties: id: type: string description: Pre-Approval is uniquely identified by id consumer: oneOf: - type: string - $ref: '#/components/schemas/Consumer' description: Consumer has Pre-Approval validUntilTime: type: string format: date-time description: Pre-Approval is Valid Until Time creditBand: oneOf: - type: string - $ref: '#/components/schemas/CreditBand' description: Pre-Approval falls in Credit Band Consumer: $id: Consumer examples: - id: con_2k4jd93vsd82 ssn: 123-45-6789 email: john.doe@example.com lastName: Doe birthDate: '1984-09-20' firstName: John phoneNumber: 555-0199 title: Consumer type: object properties: id: type: string description: Customer is uniquely identified by id addresses: type: array items: oneOf: - type: string - $ref: '#/components/schemas/Address' description: Customer is located at Addresses phoneNumbers: type: array items: type: string pattern: ^\+?1?[- ]?\(?([0-9]{3})\)?[- ]?([0-9]{3})-?([0-9]{4})$ description: Customer has Phone Number birthDate: type: string format: date description: Consumer has Birth Date email: type: string format: idn-email description: Consumer has Email phoneNumber: type: string pattern: ^\+?1?[- ]?\(?([0-9]{3})\)?[- ]?([0-9]{3})-?([0-9]{4})$ description: Consumer has Phone Number ssn: type: string description: Consumer has SSN lastName: type: string description: Consumer has Last Name firstName: type: string description: Consumer has First Name required: - birthDate - phoneNumber - lastName - firstName - id Address: $id: Address examples: - id: adr_2kj49d1msod2 zip: '62704' city: name: Springfield state: code: IL line2: Apt 201 line1: 456 Elm Street required: - id - city - zip - line1 title: Address type: object properties: id: type: string description: Address is uniquely identified by id city: oneOf: - type: object properties: state: oneOf: - type: string - $ref: '#/components/schemas/State' name: type: string required: - state - name - $ref: '#/components/schemas/City' description: Address is located in City zip: type: string description: Address has ZIP line2: type: string description: Address has Address Line 2 line1: type: string description: Address has Address Line 1 State: $id: State title: State properties: code: type: string description: State is uniquely identified by State Code type: object required: - code City: $id: City examples: - name: Springfield state: code: IL required: - state - name title: City type: object properties: state: oneOf: - type: string - $ref: '#/components/schemas/State' description: City is uniquely identified by State name: type: string description: City is uniquely identified by Name ````