> ## Documentation Index
> Fetch the complete documentation index at: https://docs.driv.ly/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments Data

> Get estimated monthly payments, taxes, and fees for vehicle financing.

export const CustomCallout = ({children, variant, icon}) => <>
    {variant === 'tip' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-emerald-500/20 bg-emerald-50/50 dark:border-emerald-500/30 dark:bg-emerald-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg width="11" height="14" viewBox="0 0 11 14" fill="currentColor" xmlns="http://www.w3.org/2000/svg" className="text-emerald-600 dark:text-emerald-400/80 w-3.5 h-auto" aria-label="CustomTip">
                <path d="M3.12794 12.4232C3.12794 12.5954 3.1776 12.7634 3.27244 12.907L3.74114 13.6095C3.88471 13.8248 4.21067 14 4.46964 14H6.15606C6.41415 14 6.74017 13.825 6.88373 13.6095L7.3508 12.9073C7.43114 12.7859 7.49705 12.569 7.49705 12.4232L7.50055 11.3513H3.12521L3.12794 12.4232ZM5.31288 0C2.52414 0.00875889 0.5 2.26889 0.5 4.78826C0.5 6.00188 0.949566 7.10829 1.69119 7.95492C2.14321 8.47011 2.84901 9.54727 3.11919 10.4557C3.12005 10.4625 3.12175 10.4698 3.12261 10.4771H7.50342C7.50427 10.4698 7.50598 10.463 7.50684 10.4557C7.77688 9.54727 8.48281 8.47011 8.93484 7.95492C9.67728 7.13181 10.1258 6.02703 10.1258 4.78826C10.1258 2.15486 7.9709 0.000106649 5.31288 0ZM7.94902 7.11267C7.52078 7.60079 6.99082 8.37878 6.6077 9.18794H4.02051C3.63739 8.37878 3.10743 7.60079 2.67947 7.11294C2.11997 6.47551 1.8126 5.63599 1.8126 4.78826C1.8126 3.09829 3.12794 1.31944 5.28827 1.3126C7.2435 1.3126 8.81315 2.88226 8.81315 4.78826C8.81315 5.63599 8.50688 6.47551 7.94902 7.11267ZM4.87534 2.18767C3.66939 2.18767 2.68767 3.16939 2.68767 4.37534C2.68767 4.61719 2.88336 4.81288 3.12521 4.81288C3.36705 4.81288 3.56274 4.61599 3.56274 4.37534C3.56274 3.6515 4.1515 3.06274 4.87534 3.06274C5.11719 3.06274 5.31288 2.86727 5.31288 2.62548C5.31288 2.38369 5.11599 2.18767 4.87534 2.18767Z"></path>
              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-emerald-900 dark:text-emerald-200">
            {children}
          </div>
        </div>
      </div>}
    {variant === 'note' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-sky-500/20 bg-sky-50/50 dark:border-sky-500/30 dark:bg-sky-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg width="14" height="14" viewBox="0 0 14 14" fill="currentColor" xmlns="http://www.w3.org/2000/svg" className="w-4 h-4 text-sky-500" aria-label="CustomNote">
                <path fill-rule="evenodd" clip-rule="evenodd" d="M7 1.3C10.14 1.3 12.7 3.86 12.7 7C12.7 10.14 10.14 12.7 7 12.7C5.48908 12.6974 4.0408 12.096 2.97241 11.0276C1.90403 9.9592 1.30264 8.51092 1.3 7C1.3 3.86 3.86 1.3 7 1.3ZM7 0C3.14 0 0 3.14 0 7C0 10.86 3.14 14 7 14C10.86 14 14 10.86 14 7C14 3.14 10.86 0 7 0ZM8 3H6V8H8V3ZM8 9H6V11H8V9Z"></path>
              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-sky-900 dark:text-sky-200">
            {children}
          </div>
        </div>
      </div>}
    {variant === 'info' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-zinc-500/20 bg-zinc-50/50 dark:border-zinc-500/30 dark:bg-zinc-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg viewBox="0 0 20 20" fill="currentColor" xmlns="http://www.w3.org/2000/svg" className="flex-none w-5 h-5 text-zinc-400 dark:text-zinc-300" aria-label="CustomInfo">
                <path d="M8 0C3.58125 0 0 3.58125 0 8C0 12.4187 3.58125 16 8 16C12.4187 16 16 12.4187 16 8C16 3.58125 12.4187 0 8 0ZM8 14.5C4.41563 14.5 1.5 11.5841 1.5 8C1.5 4.41594 4.41563 1.5 8 1.5C11.5844 1.5 14.5 4.41594 14.5 8C14.5 11.5841 11.5844 14.5 8 14.5ZM9.25 10.5H8.75V7.75C8.75 7.3375 8.41563 7 8 7H7C6.5875 7 6.25 7.3375 6.25 7.75C6.25 8.1625 6.5875 8.5 7 8.5H7.25V10.5H6.75C6.3375 10.5 6 10.8375 6 11.25C6 11.6625 6.3375 12 6.75 12H9.25C9.66406 12 10 11.6641 10 11.25C10 10.8359 9.66563 10.5 9.25 10.5ZM8 6C8.55219 6 9 5.55219 9 5C9 4.44781 8.55219 4 8 4C7.44781 4 7 4.44687 7 5C7 5.55313 7.44687 6 8 6Z"></path>
              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-zinc-900 dark:text-zinc-200">
            {children}
          </div>
        </div>
      </div>}
    {variant === 'warning' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-amber-500/20 bg-amber-50/50 dark:border-amber-500/30 dark:bg-amber-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg className="flex-none w-5 h-5 text-amber-400 dark:text-amber-300/80" fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2" aria-label="CustomWarning">
                <path stroke-linecap="round" stroke-linejoin="round" d="M12 9v2m0 4h.01m-6.938 4h13.856c1.54 0 2.502-1.667 1.732-3L13.732 4c-.77-1.333-2.694-1.333-3.464 0L3.34 16c-.77 1.333.192 3 1.732 3z"></path>
              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-amber-900 dark:text-amber-200">
            {children}
          </div>
        </div>
      </div>}
    {variant === 'check' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-emerald-500/20 bg-emerald-50/50 dark:border-emerald-500/30 dark:bg-emerald-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg className="text-green-600 dark:text-green-400/80 w-3.5 h-auto" fill="currentColor" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" aria-label="CustomCheck">
                <path d="M438.6 105.4C451.1 117.9 451.1 138.1 438.6 150.6L182.6 406.6C170.1 419.1 149.9 419.1 137.4 406.6L9.372 278.6C-3.124 266.1-3.124 245.9 9.372 233.4C21.87 220.9 42.13 220.9 54.63 233.4L159.1 338.7L393.4 105.4C405.9 92.88 426.1 92.88 438.6 105.4H438.6z"></path>
              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-emerald-900 dark:text-emerald-200">
            {children}
          </div>
        </div>
      </div>}
  </>;

## Overview

The Payments Data API provides detailed information about vehicle financing options based on a given Vehicle Identification Number (VIN). It helps users calculate monthly payment estimates, taxes, fees, and other financial details related to vehicle purchases.

| Capabilities                   | Description                                                                                                              |
| ------------------------------ | ------------------------------------------------------------------------------------------------------------------------ |
| **Retrieve Loan Details**      | Get loan amount, monthly payments, and interest rates.                                                                   |
| **Calculate Taxes and Fees**   | Provides detailed breakdown of applicable taxes and fees based on the purchase location and vehicle price.               |
| **Adjustable Loan Parameters** | Allows users to specify loan term, down payment, trade-in value, and interest rates to customize the financial outcomes. |
| **Geographical Specifics**     | Adjust results based on zip code for local tax and fee accuracy.                                                         |

<br />

```json theme={null}
{
  "vehicle": {
    "vin": "1C4RJFAG0FC625797",
    "year": "2015",
    "make": "Jeep",
    "model": "Grand Cherokee"
  },
  "criteria": {
    "price": "25000",
    "zip": "55414",
    "docFee": 200,
    "tradeIn": "0"
  },
  "paymentsData": {
    "loanAmount": 21952.49,
    "loanMonthlyPayment": 363.83,
    "loanMonthlyPaymentWithTaxes": 399.35,
    "totalTaxesAndFees": 1952.49,
    "taxes": {
      "combinedSalesTax": 1625,
      "stateSalesTax": 1625,
      "gasGuzzlerTax": 0
    },
    "fees": {
      "titleFee": 8.25,
      "registrationFee": 70.99,
      "dmvFee": 48.25,
      "combinedFees": 327.49,
      "docFee": 200,
      "dmvFees": {
        "Filing Fee": 7,
        "License Plate Fee": 15.5,
        "Public Safety Vehicle Fee": 3.5,
        "Technology Fee": 2.25,
        "Wheelage Tax": 20
      }
    },
    "calculationCriteria": {
      "numberOfMonths": 60,
      "financeRate": 3.5,
      "downPayment": 5000,
      "tradeIn": 0,
      "tradeInOwedAmount": 0,
      "salesPrice": 25000,
      "conditionalIncentiveAmount": 0,
      "primaryIncentiveAmount": 0,
      "docFee": 200,
      "zipCode": "55414",
      "styleId": 200701040,
      "marketValue": 25000,
      "withConcreteTaxesAndFees": true,
      "applyLimits": true,
      "msrp": 25000,
      "lowerLimit": false
    },
    "limitCriteria": {
      "limitPercentage": 70,
      "limitPrice": 25000,
      "limits": []
    }
  },
  "apr": {
    "36": 9.25,
    "48": 9.25,
    "60": 9.25,
    "72": 9.25,
    "84": 9.25
  },
  "totalTaxesAndFees": 1952.49,
  "taxes": {
    "combinedSalesTax": 1625,
    "stateSalesTax": 1625,
    "gasGuzzlerTax": 0
  },
  "fees": {
    "titleFee": 8.25,
    "registrationFee": 70.99,
    "dmvFee": 48.25,
    "combinedFees": 327.49,
    "docFee": 200,
    "dmvFees": {
      "Filing Fee": 7,
      "License Plate Fee": 15.5,
      "Public Safety Vehicle Fee": 3.5,
      "Technology Fee": 2.25,
      "Wheelage Tax": 20
    }
  }
}
```

<CustomCallout variant="warning" icon>
  While the Payments API offers precise data, users should verify the information before making any
  decisions that can impact sales, taxes, or other financial decisions.
</CustomCallout>

***

## Next Steps

Review the API reference for the Payments API

<Card title="Reference – Payments" icon="link" href="/data/reference/finance-&-insurance/get-payments">
  Explore the Payments API endpoint and parameters.
</Card>