> ## Documentation Index
> Fetch the complete documentation index at: https://docs.driv.ly/llms.txt
> Use this file to discover all available pages before exploring further.

# Current Interest Rates Data

> Get current interest rates for various automotive financial products.

export const CustomCallout = ({children, variant, icon}) => <>
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                <path d="M3.12794 12.4232C3.12794 12.5954 3.1776 12.7634 3.27244 12.907L3.74114 13.6095C3.88471 13.8248 4.21067 14 4.46964 14H6.15606C6.41415 14 6.74017 13.825 6.88373 13.6095L7.3508 12.9073C7.43114 12.7859 7.49705 12.569 7.49705 12.4232L7.50055 11.3513H3.12521L3.12794 12.4232ZM5.31288 0C2.52414 0.00875889 0.5 2.26889 0.5 4.78826C0.5 6.00188 0.949566 7.10829 1.69119 7.95492C2.14321 8.47011 2.84901 9.54727 3.11919 10.4557C3.12005 10.4625 3.12175 10.4698 3.12261 10.4771H7.50342C7.50427 10.4698 7.50598 10.463 7.50684 10.4557C7.77688 9.54727 8.48281 8.47011 8.93484 7.95492C9.67728 7.13181 10.1258 6.02703 10.1258 4.78826C10.1258 2.15486 7.9709 0.000106649 5.31288 0ZM7.94902 7.11267C7.52078 7.60079 6.99082 8.37878 6.6077 9.18794H4.02051C3.63739 8.37878 3.10743 7.60079 2.67947 7.11294C2.11997 6.47551 1.8126 5.63599 1.8126 4.78826C1.8126 3.09829 3.12794 1.31944 5.28827 1.3126C7.2435 1.3126 8.81315 2.88226 8.81315 4.78826C8.81315 5.63599 8.50688 6.47551 7.94902 7.11267ZM4.87534 2.18767C3.66939 2.18767 2.68767 3.16939 2.68767 4.37534C2.68767 4.61719 2.88336 4.81288 3.12521 4.81288C3.36705 4.81288 3.56274 4.61599 3.56274 4.37534C3.56274 3.6515 4.1515 3.06274 4.87534 3.06274C5.11719 3.06274 5.31288 2.86727 5.31288 2.62548C5.31288 2.38369 5.11599 2.18767 4.87534 2.18767Z"></path>
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            </div>}
          <div className="flex-1 text-sm prose text-wrap text-emerald-900 dark:text-emerald-200">
            {children}
          </div>
        </div>
      </div>}
    {variant === 'note' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-sky-500/20 bg-sky-50/50 dark:border-sky-500/30 dark:bg-sky-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg width="14" height="14" viewBox="0 0 14 14" fill="currentColor" xmlns="http://www.w3.org/2000/svg" className="w-4 h-4 text-sky-500" aria-label="CustomNote">
                <path fill-rule="evenodd" clip-rule="evenodd" d="M7 1.3C10.14 1.3 12.7 3.86 12.7 7C12.7 10.14 10.14 12.7 7 12.7C5.48908 12.6974 4.0408 12.096 2.97241 11.0276C1.90403 9.9592 1.30264 8.51092 1.3 7C1.3 3.86 3.86 1.3 7 1.3ZM7 0C3.14 0 0 3.14 0 7C0 10.86 3.14 14 7 14C10.86 14 14 10.86 14 7C14 3.14 10.86 0 7 0ZM8 3H6V8H8V3ZM8 9H6V11H8V9Z"></path>
              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-sky-900 dark:text-sky-200">
            {children}
          </div>
        </div>
      </div>}
    {variant === 'info' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-zinc-500/20 bg-zinc-50/50 dark:border-zinc-500/30 dark:bg-zinc-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg viewBox="0 0 20 20" fill="currentColor" xmlns="http://www.w3.org/2000/svg" className="flex-none w-5 h-5 text-zinc-400 dark:text-zinc-300" aria-label="CustomInfo">
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          <div className="flex-1 text-sm prose text-wrap text-zinc-900 dark:text-zinc-200">
            {children}
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      </div>}
    {variant === 'warning' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-amber-500/20 bg-amber-50/50 dark:border-amber-500/30 dark:bg-amber-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg className="flex-none w-5 h-5 text-amber-400 dark:text-amber-300/80" fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2" aria-label="CustomWarning">
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          <div className="flex-1 text-sm prose text-wrap text-amber-900 dark:text-amber-200">
            {children}
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      </div>}
    {variant === 'check' && <div className="my-4 px-5 py-4 overflow-hidden rounded-xl border border-emerald-500/20 bg-emerald-50/50 dark:border-emerald-500/30 dark:bg-emerald-500/10">
        <div className="flex items-start space-x-3">
          {icon && <div className="mt-0.5 w-4">
              <svg className="text-green-600 dark:text-green-400/80 w-3.5 h-auto" fill="currentColor" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" aria-label="CustomCheck">
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              </svg>
            </div>}
          <div className="flex-1 text-sm prose text-wrap text-emerald-900 dark:text-emerald-200">
            {children}
          </div>
        </div>
      </div>}
  </>;

## Overview

The Current Interest Rates Data API provides tailored auto loan APR (Annual Percentage Rate) information based on vehicle specifics, geographic location, and borrower creditworthiness. This API is essential for financial institutions and auto dealerships to offer precise and personalized financing options.

| Capabilities                 | Description                                                                                      |
| ---------------------------- | ------------------------------------------------------------------------------------------------ |
| **Dynamic APR Adjustments**  | Retrieves real-time interest rates that vary by credit score, vehicle mileage, and ZIP code.     |
| **Customizable Queries**     | Allows users to modify APR data based on vehicle details, borrower's location, and credit score. |
| **Comprehensive Loan Terms** | Supports multiple loan durations to accommodate diverse financing needs.                         |

<br />

```json theme={null}
{
  "vehicle": {
    "vin": "1C4HJXEN5MW592818",
    "year": "2021",
    "make": "Jeep",
    "model": "Wrangler"
  },
  "zip": "37129",
  "creditScore": "720",
  "vehicleAge": 3,
  "vehicleMileage": "36000",
  "apr": {
    "36": 7.644,
    "48": 7.644,
    "60": 7.524,
    "72": 7.663,
    "84": 8.263
  }
}
```

<CustomCallout variant="warning" icon>
  The APR values are subject to change based on the provided parameters. Ensure you have the most
  recent data before making financial decisions.
</CustomCallout>

***

## Next Steps

Review the API reference for the Current Interest Rates API

<Card title="Reference – Current Interest Rates" icon="link" href="/data/reference/finance-&-insurance/get-rates">
  Explore the Current Interest Rates API endpoint and parameters.
</Card>